A simple, transparent process from your first enquiry to receiving funds.
Fill in our structured online application form. This takes approximately 5–10 minutes and covers your personal details, financial profile, and loan requirements. All information is submitted via a 256-bit SSL encrypted connection.
Following your initial application, a dedicated advisor will contact you within 24 hours to confirm your request and guide you through the document submission process. Required documents typically include a valid ID, proof of address, and proof of income.
Our experienced credit team conducts a thorough, individual assessment of your application and supporting documents. We evaluate your financial profile holistically to determine the most appropriate loan structure for your circumstances.
We present you with a detailed, personalised loan offer. This document sets out the loan amount, annual percentage rate (APR), monthly repayment amount, total repayable amount, and full repayment schedule. There is no obligation to accept.
If you choose to proceed, you will sign the loan agreement electronically. Our team will walk you through every section to ensure you fully understand the terms before signing.
Following signature of the loan agreement, funds are transferred directly to your designated bank account. For most loan types, disbursement occurs within 24–48 hours. Mortgage disbursements follow the standard conveyancing timeline.
Start with an eligibility check or go directly to the application form.