Home Equity Loans

Overview

How Our Home Equity Loans Works

A home equity loan allows homeowners to access the capital built up in their property for major expenditure such as renovations, large purchases, or business investment. The loan is secured against your property, which typically enables larger amounts at more competitive rates than unsecured personal loans.

All loan offers from GLOBAL VITAL LOAN include a full breakdown of the total cost of credit, including the APR, monthly instalment, and total repayable amount. You will always know exactly what you are agreeing to before signing.

Eligible Applicants

Individuals aged 18+ with verifiable income and residency in our operating countries.

Decision Timeline

Initial decision within 24 business hours. Funds disbursed within 48 hours of signing.

Required Documents

Valid government-issued photo ID

Recent proof of address (dated within 3 months)

Proof of income (last 3 payslips or tax return)

Bank account details (IBAN) for disbursement

Get a personalised offer within 24 hours.

Loan Amount€10,000 – €500,000

Rate From5.49% APR

DurationUp to 20 years

DecisionWithin 24h

Apply Now → Check Eligibility First

Need Advice?

+33 1 84 60 23 45

Use the Loan Simulator

Representative Example

All rates shown are representative. The actual rate offered will depend on individual assessment of your application. All loans are subject to status. GLOBAL VITAL LOAN reserves the right to decline any application. Total cost of credit will be clearly stated in your loan offer.